SMSF residential borrowing is closing. The window is measured in days, not months
Lane 02 · SMSF property

SMSF property, fund first.

Every other agent starts with the property. I start with the fund: a 10-point compliance pre-flight before any search begins. If your fund isn't ready, you'll know before you've spent a dollar on the wrong asset.

Take the 7-TestBook a strategy call
10-pointcompliance pre-flight before any property search
38 daysaverage from engagement to exchange
98%success rate across engagements

Free · five minutes

Take the 7-Test SMSF Property Filter.

Seven pass/fail tests that tell you whether SMSF property is viable for your fund: balance, liquidity, contribution headroom, retirement runway. Before you talk to anyone, know where you stand.

Take the 7-Test
GoFix firstCautionNot a fit

01 · Fund first

The 10-point pre-flight.

Only when the fund passes do we go property shopping. Ten checks, run before the search starts, because the most expensive SMSF mistake is buying the right property inside the wrong structure.

01Sole purpose test
02In-house asset rule
03Related-party checks
04LRBA structure
05Trust deed permissions
06Bare trust setup
07TSB thresholds
08Liquidity floor
09Retirement proximity
10Contribution capacity
The SMSF buyers stuck on the sidelines by auction handcuffs.
SMSF · Receipt 0648 hrs

The SMSF buyers stuck on the sidelines by auction handcuffs.

Kate and Kieren: 170+ listings cut to a due-diligence shortlist in 48 hours, secured via private treaty, dual income from day one.

“We finished with confidence, on strategy, and ahead of the market… Shayne gets deals done.”

Read receipt 06 on the results page →
General information only. Not personal financial advice or tax advice. SMSF property carries risks including loss of capital, regulatory change, and illiquidity. The 45-day window references a grandfather provision in the Treasury Laws Amendment Bill 2026. Final dates depend on Royal Assent. Shayne Mele does not hold an Australian Financial Services Licence.

02 · The process

Pre-flight. Model. Shortlist. Execute.

01

Pre-flight

The 10-point compliance triage on the fund itself. If something needs fixing, you find out now, not at settlement.

02

Model

SMSF cash flow modelling: LRBA structure, 15% accumulation tax, pension-phase transition, contribution cap tracking across members.

03

Shortlist

SMSF Suburb Index scoring across five pillars: fundamentals, supply, demand, sales and price, returns.

04

Execute

Bare trust coordination, LRBA broker briefing, negotiation and purchase execution, built to move before the window closes.

What you get

Deliverables your accountant will actually want to read.

7-Test SMSF Property FilterThe free scorecard: your fund's starting position in five minutes.
Settlement Sprint PlanA personalised, dated plan from strategy call to settlement.
SMSF Suburb CardThe accountant-friendly one-pager on where and why.
SMSF cash flow snapshotLRBA, tax phases and liquidity in one PDF.

The fee

One flat fee, inside the fund.

$15,000 inc GST

$5,000 retainer; $10,000 success fee at exchange. No percentage of the purchase, no commissions from the sell side.

The property analysis and cash flow model are free on your strategy call, before you commit to anything.

  • 10-point compliance pre-flight
  • Full LRBA cash flow modelling
  • SMSF Suburb Index shortlist
  • Bare trust and broker coordination
  • Negotiation and purchase execution

The other lanes.

Lane 01Residential investmentPost-2027 modelling, pocket-level precision.Lane 03CommercialThe Deal Grade™: income graded before the building.Lane 04Development sitesOff-market sourcing, Feaso Filter™ discipline.

Bring the goal. I'll bring the thesis, the numbers, and the deal.

A strategy call is 30 minutes. You leave with the cash flow snapshot either way, free. If your fund isn't ready, I'll tell you that too.

Book a strategy call

Best fit: $50K+ in cash or equity · household income $200K+ · buying in the next 1–3 months.