Insights

The numbers, written down.

Analysis for investors who read past the headline: tax rules, yields, deal selection and the occasional receipt, with the working shown.

Commercial · 10 September 2026

How to calculate WALE: buyer-grade, not the glossary stub

How to calculate WALE the buyer way: income-weighted vs area-weighted, firm expiry vs options, and how it sits inside Deal Grade before you set an offer.

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Smsf · 10 September 2026

SMSF or Your Own Name? Property Tax Compared for 2027

From 1 July 2027 personal property tax tightens while SMSF tax settings hold steady. The side-by-side an investor should run before deciding.

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Commercial · 9 September 2026

Gross lease vs net lease: how Deal Grade changes the number you offer

Gross lease vs net lease is a buyer problem: how outgoings allocation changes the cash you keep and the number you should offer.

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Residential · 8 September 2026

Buyers agent for investors: what client-side actually changes

A buyers agent for investors is client-side, investor-only, and measured on settled outcomes. What that changes, and how to evaluate any agent.

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Smsf · 7 September 2026

SMSF commercial property after the residential LRBA ban: the buyer path, not the lender brochure

The buyer path for SMSF commercial property after the residential LRBA ban: fund readiness, BRP, lease terms, then finance. Not the lender brochure.

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Development · 4 September 2026

Duplex investment after the new-build exemption: what actually qualifies

A duplex investment looks simple on a brochure: knock one house down, build two, keep the tax treatment that established stock is about to lose.

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Development · 3 September 2026

Land banking Australia vs buying a filtered development site

Land banking Australia usually means a cheap option and a rezoning story, not a dual-occ or townhouse site you can settle, control, and filter first.

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Smsf · 2 September 2026

SMSF property valuation: what the ATO expects (and what your auditor will actually accept)

If your SMSF holds property, someone will ask for a number at 30 June. What the ATO expects, what evidence usually holds up, and where funds get into strife.

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Residential · 27 August 2026

Is a Buyers Agent Worth It? My $15,000 Fee, Tested

Is a buyers agent worth it? My published $15,000 flat fee against $47K+ average saved and a 98% success rate across settled purchases, tested honestly.

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Residential · 25 August 2026

What Is the HtAG RCS Score and How Is It Worked Out

HtAG scores every Adelaide suburb and LGA on capital growth, cashflow and risk. Here's what each RCS number means and how it's actually worked out.

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Residential · 25 August 2026

Adelaide LGA Investment Scores 2026: Full Comparison

HtAG scores all nine metro Adelaide council areas on risk, cash flow and growth. See which LGA rates highest for investors, and which one is overrated.

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Residential · 20 August 2026

How to choose an investment suburb under the 2027 tax rules

Suburb choice carries more of the outcome once the 2027 tax changes remove the old cushion. The criteria and pocket-scoring framework that decide where to buy.

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Commercial · 20 August 2026

What does a commercial buyers agent do?

A commercial buyers agent grades the lease and the tenant before the building, not after. What the job covers, what it costs, and who actually needs one.

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Commercial · 17 August 2026

Commercial property value add: how a Dry Creek shed made $900K without a slab

A commercial property value add case study: 8,928sqm at Dry Creek SA, bought at $3.85M, onsold at $4.75M in 22 months on plans, not bricks.

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Residential · 14 August 2026

CGT changes 2027, what property investors must model

The 50% CGT discount is being replaced by CPI indexation from 1 July 2027. What changes, who is grandfathered, and the numbers to model before a sale.

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Residential · 11 August 2026

Buyers agent vs sales agent: who works for you in Australia

A sales agent is paid by the vendor to get the vendor the best price. A buyers agent is paid by you, only by you. The difference matters most for investors.

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Residential · 6 August 2026

Buyers Agent vs DIY: The $47K+ Difference, Post-2027

Buying it yourself versus a buyers agent: off-market access, negotiation and post-May 2027 modelling, with the $47K+ average saved across settled purchases.

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Residential · 4 August 2026

Rentvesting meaning, and the one that exchanged in seven days

Rentvesting means renting where you live, investing where the numbers work. Post-May 2027 tax rules change that maths. A real rentvesting purchase, explained.

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Residential · 28 July 2026

Seven questions to ask an Adelaide buyers agent (before you pay anyone)

The seven questions that separate a genuine Adelaide buyers agent from an introduction service, and the answers that should end the conversation.

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Smsf · 27 July 2026

SMSF commercial property rules after the 2026 LRBA ban

SMSF LRBAs for residential property end 10 August 2026. Commercial stays open if it clears the business real property test. Here is what applies now.

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Residential · 22 July 2026

Property due diligence checklist for investors (2026)

The due diligence checklist I run before clients buy: contract, building and pest, planning certificate, strata, rent evidence and post-2027 cash flow model.

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Smsf · 22 July 2026

Using your SMSF to buy investment property (2026)

How to use your SMSF to buy an investment property in 2026: the rules, the LRBA, the pre-flight checks, and where trustees get stuck.

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Residential · 20 July 2026

Buying investment property in Adelaide: SA rules that catch interstate buyers

Adelaide's median house value passed $1M in June 2026. The South Australian contract rules that catch interstate buyers, and why the city median misleads.

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Residential · 17 July 2026

Should you buy an investment property before 1 July 2027?

The deadline question every investor is asking. What changes on 1 July 2027, who the date matters for, and the maths that should decide, not the calendar.

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Residential · 17 July 2026

Buyers agent fees in Australia 2026, and mine is $15,000

What buyers agents charge in Australia in 2026, city by city, flat fee against percentage, and my published $15,000 flat fee for residential and SMSF.

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Smsf · 17 July 2026

Can my SMSF buy property? The seven tests that decide

Yes, an SMSF can buy property, if it clears the ATO's rules and a few readiness checks most trustees skip. The seven tests, in plain English.

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Residential · 17 July 2026

Carry-forward rental losses explained (the new negative gearing)

From 1 July 2027, rental losses on most new purchases stop offsetting salary and carry forward. How the pool works, what it's worth, and how to model it.

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Commercial · 17 July 2026

Commercial vs residential property investment in Australia

Commercial yields 4 to 7% net, residential 3 to 4% gross. What those numbers hide, who each asset class suits, and why 2027 tax changes shift the comparison.

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Development · 17 July 2026

The new-build exemption: negative gearing's survivor

New builds keep negative gearing and the 50% CGT discount after 2027. What qualifies, why the exemption exists, and the traps in the two-speed market.

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Residential · 17 July 2026

What does a buyers agent for investors actually do?

Not inspections and paperwork. A real investor buyers agent builds the thesis, models the cash flow, finds off-market stock and negotiates. Here's the full job.

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Residential · 12 July 2026

Negative gearing and CGT changes 2027 for property investors

From May 2027 rental losses stop offsetting salary and the CGT discount changes. A plain-English guide to what property investors should model before buying.

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